Friday, October 7, 2011

Reps get N7million car loans each

According to Zakari Mohammed, members have started paying back the loan whose total worth is put at about N2.5 billion when multiplied by the 360 members in the lower chambers.

In spite of the controversy generated by the purchase of 380 Peugeot 407 cars at the sum of N2.3 billion under the leadership of former Speaker Dimeji Bankole in the House of Representatives, the House yesterday resolved to purchase new operational vehicles for members.

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Tuesday, September 27, 2011

Open Text Seeking $700 Million in Loans to Refinance Debt

Open Text Corp. (OTEX), the content management company, is seeking $700 million of loans to refinance debt, according to a person with knowledge of the transaction.
The financing will include a $600 million term loan A and a $100 million revolving line of credit, said the person, who declined to be identified because the terms are private.

Barclays Bank Plc is arranging the deal for the Waterloo, Ontario-based company and will host a lender meeting Oct. 5 at 10 a.m. in New York.

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Thursday, September 15, 2011

Student Loan Payments Cripple More Borrowers

For many Americans, student loans are the only way to pay for a college education, but new figures are showing that repaying them is crippling borrowers across the country.

According to the Department of Education, the national two-year default rate rose to 8.8 percent last year from 7 percent in fiscal year 2008. The overall increase was mostly from students borrowing from the government to attend for-profit colleges.

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Thursday, September 8, 2011

You can now use your fixed deposit to get a loan

With lending rates rising steadily, you would think twice before taking any kind of loan. In fact, in case you really need the money, you would think of liquidating your assets first instead of paying high rates on a personal loan. But there is one asset that you wouldn't want to liquidate - fixed deposits (FDs).

You can now find a solution within the product without liquidating it. FDs give you the option of taking a loan against the secured amount and provide the overdraft facility, wherein you can withdraw more than your deposit. "Instead of breaking a high-interest FD, it's better to take a loan against FD," said Suresh Sadagopan, a Mumbai-based financial planner.

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Thursday, August 25, 2011

Payday loans: Taking the good with the bad

Kelly Newell was out of cash. The Joelton resident, who has an in-home transcription business, found herself a little short and decided to go into Check into Cash for a $200 payday loan, the legal limit at the time.

Six months later she repaid the $200, along with $360 in “fees” that had mounted during that period.

Today, thanks to the Tennessee legislature, Newell and others can borrow up to $500 from a single lender. For some, the new cap is a good thing. Newellhowever, says she believes it will simply perpetuate the “debt cycle.”

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Wednesday, August 10, 2011

Retailers’ Leveraged Loans Slump on Double-Dip Recession Concern in Europe

The threat of a double-dip recession prompted leveraged loan traders to mark down the debt of European retailers by as much as 17 percent, eclipsing losses of less than 1 percent in the rest of the market.

The payment-in-kind notes of U.K. budget-fashion retailer New Look Group Ltd. lost 17 percent to trade at about half of face value in the week to Aug. 5, according to prices from Markit Group Ltd. Madrid-based retailer Cortefiel SA’s term loan B also declined 4 percent to 63.29 percent. The leveraged loan market as a whole fell 0.45 percent last week, its second- biggest weekly decline, to an average bid price of 90.67 percent of face value, Markit said.

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Wednesday, August 3, 2011

Exposing Home Equity Loans in Texas and Its Options

Should you be possessing monetary problems, it’s probable that acquiring a personal loan will likely be tough. When you have a property especially in Texas then you can definitely avail a home equity loan to obtain finances which you can use for home remodeling, medical payments, debt consolidation, etc. When making that selection it is crucial that you pick the best lender as well as examine the loans prior to accepting the offer.

A number of homeowners specifically those who don’t have the knowledge Home Equity loans in Texas works tend to be unwilling to accept it. This is reasonable as it is secured by their home. Thus if you are unable to pay out the actual fees the home equity lender may perhaps foreclose the property.

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